Does it cover instruments not actually owned by us, e.g. my son's violin is owned by his school?
Yes. Instruments are covered either under the ‘long term’ or ‘short term’ loan definition and applies anywhere in the UK or Europe.
About the policy – musical property
Does the insurance provide cover for music tech equipment i.e. amps, laptops, audio?
Any electronic equipment which is used for making music is included under the policy. Please ensure the total sum insured should represent the full cost of replacement and that the single article limit is adequate.
